Redemptions and liquidity · a SIF concept, explained from SEBI’s rules.
In one line
A charge some SIF strategies deduct when units are redeemed within a set period after purchase. Each strategy sets its own in the offer document, and fund houses change them by notice.
There is no uniform lock-in or exit load across SIFs: any lock-in, maturity, exit load or other restriction depends on the strategy and must be disclosed in the ISID (FAQ A20). Distributors must explain fees, expenses and exit load before an investment (C10). Fund houses change exit loads by notice-cum-addendum, which our changes log records.
Sources: SEBI FAQs on SIFs, Part A, 22 Sep 2026; SEBI FAQs on SIFs, Parts B and C, 22 Sep 2026; MeraSIF liquidity table
Illustrative example. A strategy charging 1% on redemptions within 90 days would pay ₹99,000 on units worth ₹1,00,000 redeemed after 60 days, and the full ₹1,00,000 after 120 days. Each live strategy's actual load is on our liquidity table.
Every SIF strategy type, within each strategy’s own offer document. All 36 live strategies are listed on our tracker; each one’s offer document sets its own limits within SEBI’s.
Most do, on early redemption. Loads on live strategies range from nil to 3%, charged on redemptions within 15 days to a year of investing, and 5 strategies charge none. Fund houses change loads by notice, usually for new investments only; our changes log records each change.
Explanation only, not a recommendation. Trustner Asset Services Pvt. Ltd. is an AMFI-registered Mutual Fund & SIF Distributor (ARN-286886) and may receive commission from fund houses. Investments in Specialized Investment Fund involves relatively higher risk including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy related documents carefully before making the investment decision.